Financing your dreams,
building your future.
Patricia Calvet is an independent mortgage broker who shops dozens of lenders to find the loan that actually fits you — personal, transparent, and bilingual, from the first call to closing day.
- Since 2016Real estate & mortgage
- Rookie of the YearFirst-year MLO award
- Top Sales LeaderRecognized performance
Find the Right Loan for You
From first-time buyers to seasoned investors, we offer 10 loan programs tailored to your unique financial situation.
Fixed Rate Mortgage
Lock in a consistent payment that never changes. Ideal for buyers who value stability and predictability.
FHA Home Loan
Government-backed financing with down payments starting at 3.5%. Perfect for moderate credit scores.
VA Home Loan
Exclusive benefits for veterans and active-duty service members — no down payment, no PMI.
USDA Loan Florida
100% financing for eligible rural and suburban properties. No down payment required.
Jumbo Loans Miami
Financing for high-value properties exceeding conventional loan limits.
First-Time Homebuyer
Specialized guidance and programs for first-time buyers, including down payment assistance.
Low Down Payment
Purchase options with as little as 3% down. We help you navigate all available programs.
Rehab Loans (203k)
Finance your home purchase and renovation costs in one single mortgage.
Investment Property Loans
Build financial independence through South Florida real estate.
Mortgage Refinance
Lower your payment, access equity, or shorten your term.
Your Path to Homeownership
From first call to closing day — we guide you through every step of the mortgage process.
Pre-Qualification
We assess your financial profile and tell you exactly what you qualify for — no surprises.
Application
Submit your application with our guided process. We make it simple and stress-free.
Fast Approval
Our underwriting team works quickly. Most clients receive approval within days.
Closing Day
Sign the papers and get the keys. We'll be by your side until you're officially a homeowner.
Neighborhoods We Serve
We know South Florida — from Brickell condos to Homestead first-time buyers, we have a loan for every neighborhood.
We make your homeownership dreams our priority
Founded by Patricia Calvet — a real estate professional since 2016 and a licensed Mortgage Loan Originator — Emporio Mortgage Group is an independent brokerage built on personalized, transparent service for South Florida homebuyers and investors.
Our team is committed to delivering personalized service, competitive rates, and fast approvals—because we understand that buying a home isn't just a transaction, it's a milestone.
Miami Properties
From luxury waterfront condos to family homes — we finance them all.
Secure Your Mortgage with Ease!
Talk to an expert at Emporio Mortgage Group — we'll help you get pre-qualified and on your way to homeownership.